Core Computational Layer

The living digital model of your cross-border life.

Static spreadsheets and single-bank apps fail because they cannot see the relationships between foreign income, Indian NRE deposits, statutory tax treaties, and life transitions. Your Financial Twin connects them all.

Interactive Twin Knowledge Graph

Multi-Strand Ontology

What the Financial Twin understands.

Every financial asset or obligation exists inside a context of residency rules and currency flows.

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Cross-Border Tax Residency

Tracks day-count limits (182-day rule in India, 90-day physical presence in UAE) and models Section 6(1) NRI/RNOR tax liability.

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Multi-Currency Segregation

Separates foreign-earned capital (NRE/FCNR) with 100% repatriation rights from India-sourced rental/capital gains (NRO).

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Document Causal Graph

Links your lease agreement to tenant TDS withholding rates, cross-checking Form 26AS entries against your PAN automatically.

Autonomous State Evaluation

Continuous context, zero data duplication.

When you upload a new fixed deposit advice or update your target return year, your Financial Twin recalculates liquidity runways, tax buffers, and repatriation allocations instantly.

Real-Time State Validation

Zero stale records • Context preserved across years

Digital Twin Event Log (Live Simulation)

[SYNC] Ingested SBI NRE FD Advice → Capital added to ₹1.82 Cr India node.

[TAX] DTAA UAE Certificate verified → Zero Indian tax on foreign interest.

[GOAL] Target 2030 Return → RNOR 3-year tax shield mapped.

Start building your Financial Twin today.

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